Stamp duty calculator

The rules for first-time buyers, nation by nation

• England (Stamp Duty): First-time buyers pay no Stamp Duty on the first £300,000, then 5% on the part up to £500,000. Over £500,000 the relief doesn't apply, and the normal rates are paid on the whole price.
• Northern Ireland (Stamp Duty): First-time buyers pay no Stamp Duty on the first £300,000, then 5% on the part up to £500,000. Over £500,000 the relief doesn't apply, and the normal rates are paid on the whole price.
• Scotland (Land and Buildings Transaction Tax): Land and Buildings Transaction Tax has no separate first-time buyer rate because the relief is built into the bands: nothing is due on the first £175,000, then 2% on the part above it, rising in bands.
• Wales (Land Transaction Tax): Land Transaction Tax has no separate first-time buyer rate: nothing is due on the first £225,000, then 6% on the part above it, rising in bands.

Every band, with worked examples

Stamp duty at common prices

What a first-time buyer pays in England and Northern Ireland, with every nation on each page.

• £100,000£0 first-time
• £125,000£0 first-time
• £150,000£0 first-time
• £175,000£0 first-time
• £200,000£0 first-time
• £225,000£0 first-time
• £250,000£0 first-time
• £275,000£0 first-time
• £300,000£0 first-time
• £325,000£1,250 first-time
• £350,000£2,500 first-time
• £375,000£3,750 first-time
• £400,000£5,000 first-time
• £425,000£6,250 first-time
• £450,000£7,500 first-time
• £475,000£8,750 first-time
• £500,000£10,000 first-time
• £550,000£17,500 first-time
• £600,000£20,000 first-time
• £650,000£22,500 first-time
• £700,000£25,000 first-time
• £750,000£27,500 first-time
• £800,000£30,000 first-time
• £850,000£32,500 first-time
• £900,000£35,000 first-time
• £950,000£38,750 first-time
• £1,000,000£43,750 first-time

Common questions

How is stamp duty worked out?

In slices, like income tax. Each band's rate applies only to the part of the price that falls in that band, and the slices are added up. The calculator shows each slice.

Do I pay stamp duty if I'm moving home in England?

Someone moving home in England pays no Stamp Duty on the first £125,000, then 2% on the next part, rising in bands.

What do people moving home pay in Scotland?

Someone moving home in Scotland pays no Land and Buildings Transaction Tax on the first £145,000, then 2% on the next part, rising in bands.

Does this include second homes or buy-to-let?

No. Buying an extra home, or a buy-to-let, means paying a surcharge on top of these rates. Ask your solicitor, or check the official calculator for your nation.

Do first-time buyers pay stamp duty in England?

First-time buyers pay no Stamp Duty on the first £300,000, then 5% on the part up to £500,000. Over £500,000 the relief doesn't apply, and the normal rates are paid on the whole price.

Is Northern Ireland the same as England?

Yes. Northern Ireland uses Stamp Duty Land Tax with the same rates and the same first-time buyer relief as England.

What do first-time buyers pay in Scotland?

Scotland has Land and Buildings Transaction Tax (LBTT) instead of stamp duty. Land and Buildings Transaction Tax has no separate first-time buyer rate because the relief is built into the bands: nothing is due on the first £175,000, then 2% on the part above it, rising in bands.

What do first-time buyers pay in Wales?

Wales has Land Transaction Tax (LTT) instead of stamp duty. Land Transaction Tax has no separate first-time buyer rate: nothing is due on the first £225,000, then 6% on the part above it, rising in bands.