# How long does it take to buy a house?

> Usually 8 to 14 weeks from an accepted offer to completion, as a first-time buyer with no chain. Leasehold homes, slow searches and long chains above you can make it longer.

Buying · Published 2026-10-04 · Updated 2026-10-04 · https://firstkey.uk/articles/how-long-does-buying-take

## The main stages

1. Offer accepted. You instruct a solicitor and apply for your mortgage.
2. The lender values the home and, if all is well, makes a mortgage offer.
3. Your solicitor does searches, reads the contract and raises questions with the seller's solicitor.
4. You get a survey, if you're having one.
5. Exchange of contracts. You pay the deposit and it becomes binding.
6. Completion. The money moves and you get the keys, often a week or two after exchange.

[See every step, week by week](https://firstkey.uk/guide/what-happens-next): Who does what between your offer and the keys.

## How to keep it moving

- Pick a solicitor before you offer, so they can start the day it's accepted.
- Have your documents ready: ID, payslips, bank statements and any gift letter.
- Answer questions from your solicitor and lender the same day if you can.
- Ask for updates every week or so. Polite chasing helps.

**Shared ownership.** Shared ownership purchases go through the housing association too, which can add a few weeks. You'll need to meet its checks, including the £80,000 income limit (£90,000 in London).

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